If you’re like me, the thought of going out to a store during the holidays can be daunting. Instead, I prefer to shop online in my pajamas while blaring holiday music and sipping on hot chocolate loaded with marshmallows.
While my idea may sound stress free, many consumers find shopping online even more frightening than fighting crowds because they are skeptical about whether or not it’s safe.
Thankfully, Discover has a few ways for you to add additional layers of security when shopping online to ease your stress. And extra protection means more time to spend with your family and less time on the phone with us discussing fraudulent charges.
Secure Online Account Numbers
Our Secure Online Account Numbers (SOAN) service allows you to generate a temporary card number for safer checkout every time you shop online. With SOAN you can generate a temporary card number so your real account number is not revealed, create and save a number for every online purchase you make, and re-use the same generated number for the same retailer each time you shop with them online.
Click here to learn more about Secure Online Account Numbers.
Real-Time Fraud Alerts
Fraud alerts help you stay ahead of possible fraud with advanced early warning by offering quick notification of unusual activity on your account. The alerts are free, and we can contact you through multiple channels such as your mobile device, home phone or email.
Click here to sign up for real-time fraud alerts.
Keep Your Computer Safe
Making sure your system is safe also helps prevents fraudsters from hacking into your account. Before you dive into your holiday online shopping, make sure your operating system, browser, and antivirus software are up to date and current; install a firewall to keep hackers out; and educate yourself regarding “common scans.”
Click here to learn more about how to keep your system safe.
And remember, we also offer a $0 Fraud Liability Guarantee, which means you are not responsible for any unauthorized charges on your account both online and offline.
Happy Shopping and Happy Holidays!
